The information on this site is intended for the residents of CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, MD, MA, MI, MN, MO, NE, NV, NH, NJ, NY, NC, ND, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WV. The financial representatives of Cambium Group LLC are not licensed to sell insurance in all 50 states.

Cambium Group LLC is an agent of The Guardian Life Insurance Company of America, New York, NY. Guardian, its subsidiaries, agents and employees do not give tax or legal advice.

Securities and Investment Advisory Services are offered through Park Avenue Securities, LLC (PAS). PAS is a registered investment advisor and broker/dealer. Cambium Group LLC is not an affiliate or subsidiary of PAS.

PAS is a member of FINRA/SIPC.

The Registered Representatives and Financial Advisors are securities licensed in PA, NJ and NY and the material is strictly intended for individuals residing in those states. No offers may be accepted from any resident outside these specified states.

The information or opinions contained in this internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

The Living Balance Sheet® and The Living Balance Sheet® Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws. © Copyright 2005-2013, The Guardian Life Insurance Company of America.